Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Strategies For Managing Student Loan Debt Five strategies for managing your student debt. Retirement Is a Beginning Key questions to answer when you are considering retirement. How the Federal Reserve Works Each day, the Fed is behind the scenes supporting the economy and providing services to the U.S. financial system.