College Savings Accounts & Planning for College in Lancaster County, PA

College Financial Advisors for Lancaster, Lebanon, and Berks Counties in PA

Student loan debt is out of control.

That's why, for many, failing to plan is just planning to fail.

Attending college provides great opportunities to further your education and potential for a career of your choice.

A large factor in this decision-making process is figuring out how to afford it.

How We Help You Financially Plan for College

Our college financial consultants in Lancaster County, PA have the experience necessary to provide assistance in all stages of financial college planning, such as:

✓ College savings accounts

✓ Applying for financial aid

✓ Making payments

✓ Paying off loans

✓ Managing college debt

✓ Everything in between

Like you, we care about you and your child’s future and want to help make college a reality!

Saving for College

Saving for college can be daunting and may even seem impossible.

Pathway Financial Group’s college financial advisors will help you make a college savings plan. For example, we can help establish a 529 investment account (also known as a 529 college savings plan) designed specifically to help save for education expenses.

Even if you are not sure if your child will attend college you can change the beneficiary on the account to another child or immediate family member including yourself. As long as the funds are being used for education expenses the money can be withdrawn tax-free.

Pathway Financial Group can set up college savings accounts for you or your children designed to assist with saving for education expenses.

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The Right Tools for The Right Plan

We have the tools and experience to show you how college expenses and tuition can be incorporated into your overall financial plan. We will use special planning software and run hypothetical scenarios and examples to show you how saving for college is a possibility.

Types of Accounts Offered For Savings

529 College Savings Plan
UGMA/UTMA Accounts
Other taxable accounts
Coverdell Education Savings Account

Pathway Financial Group is here to help you plan for college.

Schedule an appointment with one of our expert college financial planners today.

Or call us at (717) 690-1335

Get Started, Schedule a Meeting!

Examples of How to Pay for College

Financial Aid:
- Federal financial aid (ex. FAFSA)
- Financial aid from the university itself
Grants
Scholarships
Loans:
- Federal
- Private

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Our Team of College Financial Advisors

Brian Asper

Financial Advisor

(717) 690-1335

Matthew Marte

Financial Representative

(717) 336-3836

Benjamin Hagy

Financial Representative

717-690-1335

Deborah Stetter

Client Services Specialist

717-600-1335

Justin Rzucidlo

Financial Representative

717-464-5173

justin@vfspa.com

Steve Musser

CPA, CMA, MS

717-464-5174

Steve@vfspa.com

Zachary Horst

Financial Representative

(717) 546-9680

Visiting one of our Lancaster County, PA offices to talk about College Planning?

Meeting virtually or at a place of your choosing is also an option.

Our agency has multiple offices located in New Holland, Willow Street and Ephrata, PA.

New Holland Office Ephrata Office Willow Street Office

Pathway offers college savings planning throughout Lancaster County, Lebanon County, and Berks County, PA, including Ephrata; Lititz; Manheim; Myerstown; Annville; Jonestown; Manheim; New Holland; Hamburg; Kutztown; Reading, PA; and more.

Pathway Financial Group is here to help you plan for college.

Schedule an appointment with one of our expert college financial planners today.

Or call us at (717) 690-1335

Get Started, Schedule a Meeting!

Have Student Loan Debt? We Can Help!

Getting Out of Student Loan Debt

Now that college is over or you are onto the next degree, you can expect those loan payments to start rolling in whether you’re ready or not. There’s no need to feel overwhelmed, we have advisors who have experience with student loan debt counseling that would be happy to assist you.

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How Pathway Can Help You Get Out of College Debt

Our advisors will help create and go over your budget, set-up a repayment plan, and consolidate loans and other expenses.

Schedule an appointment with one of our college debt counselors today... or call us at (717) 690-1335

Get Started, Schedule a Meeting!

College Financial Planning Resources

What's Considered a Qualified or Non-Qualified Education Expense?

Here's a list of examples of what are considered qualified and non-qualified education expenses:

Qualified Expenses

Tuition and fees
Books
Certain rent, food and utility bills
Certain room and board if student is enrolled at least half time
K12 tuition (10,000 per calendar year)
Special needs expenses
Computers, software internet access
Student loan payments (lifetime maximum of $10,000 per designated beneficiary or sibling of designated beneficiary)

Non-Qualified Expenses

Travel expenses
College test prep
College applications or testing fees
Personal living expenses
Health Insurance
Extracurricular activities

Estimating the Cost of College

This worksheet can help you estimate the costs of a four-year college program.

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Getting a Head Start on College Savings

A few strategies that may help you prepare for the cost of higher education.

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Saving for College 101

Here’s a crash course on saving for college.

Learn More